Mobile Banking

Get immediate access to your First National accounts from your mobile phone! It doesn't matter if you have a smartphone or not. We have a free mobile banking site for web-enabled phones but also provide this service through text messaging (also called SMS).

Summary

• Manage accounts from your mobile phone
• Log in at www.discoverfirstnational.com from your cell phone browser*
• Free with all accounts**
• Create automatic account alerts

• View account histories
• See current balances
• Transfer funds
• Pay bills from your cell phone
• Available 24/7

*See the "Text Messaging" tab above if your cell phone does not have internet service.

**First National Bank does not charge a fee for mobile banking service. However, any typical fees assessed by your cell phone provider and plan would still apply.

Text Messaging

Even if you don't have web service on your cell phone, First National Bank has made free 24/7 account access from your cell phone available to you*. Simply follow the steps below to sign up.

Step 1 - Log in and Activate

Log into Internet Banking and go to the Mobile Banking & Alerts page. Then find and click on the Activate button.

Step 2 - Verify your phone

First make sure that you have your cell phone with you. Then enter your cell phone number, and we'll send you a text message with a unique activation code that you'll need to enter to complete the process (this ensures that it's your phone number and it's in your possession). Once verified, select your preferences, and you're done!

Step 3 - Start texting

Now with your phone set up, just send a text message to 454545 whenever you want, and we'll send the response right back to your phone.

Just text a short command to 454545 and you will quickly receive the information you want. Here are some of the requests you can make with Text Message Banking:

BAL -- Current and available balances for a primary account you designate

BAL CHK--Account balance of checking account

BAL SAV--Account balance of savings account

LAST -- The last five transactions in your primary account

BAL ALL -- Current balances for all the accounts you have with us

TRANS -- Transfer funds to your primary account

STOP -- Cancel the Text Message Banking service

HELP--Help on keywords

*First National Bank does not charge a fee for mobile banking service. However, any typical fees (including text message fees) assessed by your cell phone provider and plan would still apply.

**STD/other charges may apply.

Account Alerts

You can create regular account updates and alerts that are sent directly to your cell phone. This service is available whether you cell phone has internet service or not.

Available alerts include daily balances, monthly balances, or threshold balance alerts. A threshold balance alert notifies you if your account falls below a set amount.

Alerts can be set up through mobile banking or online banking.