Home Equity Loans or Lines of Credit

When you are ready to start a kitchen remodel or consolidate debt, a home equity loan or line of credit from First National is a great way to meet your financial needs using the equity you've accumulated in your home.

Home Equity Loans or Lines of Credit
Home Equity Loan
  • Funds approved on the equity you own in your home
  • Interest may be tax-deductible*
  • Competitive interest rates
  • Maximum term length is 15 years

*Please consult your tax advisor.

Home Equity Line of Credit
  • Recurring line of credit
  • Only pay for what you use
  • Interest only monthly payments
  • Interest may be tax-deductible*
  • Make principal payments at any time
  • Write a check to make advances on the line
  • $5,000 minimum loan
  • No closing costs
  • Immediate purchasing power
  • Use for almost anything
  • $50 annual fee waived your first year

*Please consult your tax advisor.