Home Equity Loans or Lines of Credit

When you are ready to start a kitchen remodel or consolidate debt, a home equity loan or line of credit from First National is a great way to meet your financial needs using the equity you've accumulated in your home.

Home Equity Loan

• Funds approved on the equity you own in your home
• Interest may be tax-deductible*
• Competitive interest rates
• Maximum term length is 15 years

*Please consult your tax advisor.

Home Equity Line of Credit

• Recurring line of credit
• Only pay for what you use
• Interest only monthly payments
• Interest may be tax-deductible*
• Make principal payments at any time

• Write a check to make advances on the line
• $5,000 minimum loan
• No closing costs
• Immediate purchasing power
• Use for almost anything
• $50 annual fee waived your first year

*Please consult your tax advisor.